Property Risk & Portfolio Management
At Howe Maxted, we provide an all-encompassing service for property owners, investors, and developers. Our specialist advisers navigate the complexities of both residential and commercial risks, ensuring that as your assets evolve – through acquisition, refurbishment, or change of use – your protection remains robust and responsive.
Comprehensive Coverage for Complex Assets
We specialise in placing risks that require more than a standard off-the-shelf policy. With direct access to the London and Lloyd’s markets, alongside an elite panel of insurers with enhanced wordings, we secure cover for:
High-Value Portfolios: Multi-site and multi-use assets, including large-scale properties in excess of £100,000,000.
Development & Renovation: ‘All Risks’ cover for properties undergoing significant refurbishment or extension.
Challenging Risks: Unoccupied properties (including subsidence cover to meet mortgage requirements) and buildings with a history of subsidence or underpinning.
Contractual Expertise: Specialist handling of joint-named and first-loss payee policies, where complex contractual obligations often cause difficulties for traditional brokers.
Dedicated Support for Managing Agents
With decades of experience supporting managing agents, we understand the unique pressures of property management. We don’t just provide a policy; we provide a partnership designed to protect both you and your clients.
Our bespoke packages for agents include:
Strategic Oversight: Regular meetings to review claims trends and risk profiles.
Priority Claims Handling: Access to dedicated insurer-level claims handlers and specialist loss adjusters to ensure swift resolution.
Technical Precision: Bespoke policy wordings and proactive risk management advice to prevent gaps in cover.
Why Choose a Specialist Property Broker?
Property insurance is a landscape of “small print” that can have significant financial consequences. Howe Maxted acts as your technical advocate to ensure your assets are shielded by sound security and expert foresight.
Risk Identification: We speak your language, identifying latent risks and ensuring you have the right cover where it matters—and no expensive duplications where it doesn’t.
Market Gravitas: Our reputation allows us to design and broke tailor-made insurance programmes even when your interests are not served by the existing open market.
Diligent Advocacy: We handle all claims with total transparency, keeping you fully informed while we work to avert financial loss and business interruption.
Whether you require a review of a single landmark building or a diverse multi-site portfolio, our team is ready to assist. Please call us on 020 8309 1717 or contact us to arrange a no-obligation consultation.