Contingency Insurance
Howe Maxted have a range of contingency insurance products for common events such as a fete, carnival, theatrical tour, music festival, or simply a wedding or party. However, we also have many years experience in arranging policies for a client’s bespoke event and specifically in respect of the Entertainment industry, so whatever your event or concern we would be delighted to hear from you.
Our Business Objectives:
- To achieve a thorough understanding of our client’s needs for insurance protection and sound risk management advice
- To arrange effective cover promptly for our clients tailored to their needs, which is priced competitively and backed by first class insurers with sound security
- To provide our clients with a personal and comprehensive level of service that is readily accessible
- To handle all claims diligently and to keep you the client the fully informed
Covers available include:
- Cancellation & Non-Appearance
- Over Redemption or Fixed Fee Solutions
- Prize Indemnity
- Adverse Weather Insurance
- New Media and Digital Promotions Insurance
- Event Terrorism
- Travel Insurance
- Gaming & Lottery Insurance
- Celebrity Death, Disablement and Disgrace Insurance
Arts & Entertainment Industry
We have a team experienced in dealing with Dance Opera Theatre and other entertainment associated industries. These productions present a very different and unique set of risk exposures. Our dedicated team offer insurance solutions for a range of Specialty Risks and Contingency exposures which stretch across many classes of insurance including but not limited to assistance with the following:
- Cancellation: Cover against non appearance of an individual ie performer[s] technician or director, venue closure and other risks which could impact upon a production
- Property: music libraries; technical audio visual equipment; computers, offices contents and musical instruments including Money in respect of box office income and per diems
- Business Interruption: to protect against lost revenue and/or costs incurred during physical
- Employers’, Public & Product Liabilities: to cover injury or damage to a third party their property be it the venue the audience or an employee or subcontractor
- Financial Risks: To protect against the rise of cyber liability risks associated with your digital and online risks are threatened globally. Cover against allegations of negligent advice in a consultancy capacity, breach of duty, breach of contract or mismanagement of the business all resulting in a financial loss to you or a third party
- Touring Productions: all the risks associated with a tour including medical expenses and repatriation; lost/delayed baggage & instruments and individual trip cancellations
If you have any issues or concerns please feel free to contact our friendly experienced professional team. Do not accept second best. As the oil fire fighter Red Adair once said, ‘If you think a professional is expensive, wait ’til you try an amateur’ !
What can we do for you?
- As a client of Howe Maxted you will receive the professional and personal service that the independent insurance broker can offer
- Howe Maxted and its component specialist departments can offer an efficient, competitive service
- If your interests are not served by an existing market, we can assess, design, broke and manage a tailor-made insurance programme for you
- The specialist markets we use can provide flexibility to ensure policies are designed to remove the gaps in cover with cost effective solutions
Why work with a specialist insurance broker?
- We have gained an in depth understanding of the concerns you face and by working closely with our clients we have an appreciation of how and where to find solutions to the risks and pressures you face
- We understand the risks and pressures you face – we speak your language
- You will get the right cover where you need it – and NOT where you do not
- You will feel supported with expert advice to help you make the right insurance decisions
- Our specialist team will arrange policies with the aim to prevent gaps and expensive duplications between policies but at a competitive premium
- Anyone amateur can arrange an insurance policy but by using a specialist professional commercial broker you will purchase peace of mind which is ultimately all an insurance policy is, if you have no peace of mind it is not worth buying the policy