Welcome to Howe Maxted Risks / Property Owners Insurance
We look to provide an all-encompassing service for our property clients which includes both residential and commercial risks. Our commercial team of advisers will guide your through the many options available for insuring your business. By highlighting your likely areas of risk we can advise on what to insure and to what extent, but importantly as risks change in respect of your property we have the capability to find solutions. This will ensure you have adequate protection in place for when loss or damage occurs and a claim needs to be made to avert any undue financial loss.
We can assist on most property based risks including the following:
- Private single dwellings
- Multi-site and multi-use portfolios
- Large single commercial and residential properties up to and in excess of £100,000,000.
- All risks cover for Properties undergoing refurbishments and extensions
- Unoccupied Properties with extended perils to comply with mortgage requirements including subsidence
- Properties previously underpinned
- Joint named and first loss payee policies etc where contractual requirements can cause many property insurers and brokers problems in arranging the necessary insurance to cover all aspects of the risk.
We have access to the markets within London and Lloyds, in addition to which we are able to offer a panel of insurers with enhanced policy wordings and rating.
Managing Agents
We have many years of experience dealing with managing agents on a very wide variety of property risks. We have a clear understanding of what is required by you and can tailor make packages to suit you and your client’s needs, dependent on size, this can include but is not exhaustive of;
- Regular meetings with agents and/or their clients on claims or other aspects of the risks
- Dedicated claims handlers at insurer level
- Dedicated loss adjusters
- Bespoke policy wordings
- Risk management
We are happy to arrange a no obligation meeting to discuss our services and how we might be able to assist you.
Our Business Objectives
- To achieve a thorough understanding of our client’s needs for insurance protection and sound risk management advice
- To arrange effective cover promptly for our clients tailored to their needs, which is priced competitively and backed by first class insurers with sound security
- To provide our clients with a personal and comprehensive level of service that is readily accessible
- To handle all claims diligently and to keep you the client the fully informed
What can we do for you?
- As a client of Howe Maxted you will receive the professional and personal service that the independent insurance broker can offer
- The Howe Maxted Group and its component specialist departments can offer an efficient, competitive service
- If your interests are not served by an existing market, we can assess, design, broke and manage a tailor-made insurance programme for you
Why work with a specialist commercial insurance broker?
- We understand the risks and pressures you face – we speak your language
- You will get the right cover where you need it – and NOT where you do not
- You will feel supported with expert advice to help you make the right insurance decisions
- Our specialist team will arrange policies with the aim to prevent gaps and expensive duplications between policies but at a competitive premium